Best demat app in India: Which one do you trust with your money?

📍 India

Groww, Zerodha, Angel One, Upstox or Dhan: young investors argue about this every day. Groww is now No. 1 with 1.34 crore active NSE clients (29.2% share, September 2026). Zerodha (67.9 lakh) and Angel One (67.6 lakh) are almost level, then Upstox (18.5 lakh) and fast-growing Dhan (11.2 lakh). Quick comparison, from each broker's own price page (20 Oct 2026): • Zerodha: ₹0 on delivery; intraday ₹20 or 0.03% per order; demat AMC free in year 1, then ₹300 + GST a year (less with a small BSDA account). • Groww: delivery and intraday ₹20 or 0.1% per order (min ₹5); ₹0 AMC. • Angel One: ₹20 or 0.1% per order (min ₹5) after the first 30 days; AMC free in year 1, then ₹60 + GST a quarter (BSDA up to ₹4 lakh free). • Upstox: ₹20 per order on delivery; AMC free in year 1, then ₹300 + GST a year. • Dhan: ₹0 on delivery; intraday ₹20 or 0.03%; ₹0 AMC. What YouTube viewers say: Groww wins for its simple app, Dhan for zero charges, Zerodha for trust and Kite, Angel One for full-service features, while Upstox gets the most complaints about charges. Which one do you use and trust? Charges change often, so check the broker's site before opening an account. Opinions only, not investment advice, and not linked to any broker.