📍 India
Same fund, two plans: regular includes a distributor's commission, direct does not. For popular funds the yearly fee gap between regular and direct is about 0.5–0.7 percentage points (Sep 2026). On a ₹10,000 monthly SIP over 20 years at 12%, a 0.60 gap costs about ₹7.76 lakh (calculated). Source: Dhishuum, public opinion online.
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ℹ️ Source: Dhishuum, public opinion online
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